Retail & Trading
Thin margins, stock tied up in the wrong places and sales that don't always turn into cash.
- ConsultingMargin, stock and cash-flow analysis
- Tech & AIERP, inventory and POS with automated reporting
Industries
Different businesses. Connected solutions.
Every industry has its own economics, systems and pressures. We start with those realities - then bring in the Gardio capabilities that genuinely fit.
- Consulting Consulting Services
- Tech & AI Technology & AI
Healthcare
Multiple entities and specialities, strict controls and limited visibility of performance by unit.
- ConsultingMulti-entity reporting, controls and governance
- ConsultingFractional CFO and budgeting
- Tech & AIDocument automation and management dashboards
Hospitality & F&B
Food and labour costs that move daily, branch-by-branch differences and expansion decisions made on instinct.
- ConsultingMenu costing, unit economics and new-branch feasibility
- Tech & AIPOS, inventory, online ordering and daily reporting
Professional Services
Revenue depends on people's time - pricing, utilisation and billing discipline decide profitability.
- ConsultingPricing, utilisation and profitability by client
- Tech & AICRM, workflow automation and AI knowledge assistants
Contracting & Projects
Long projects, retentions and variations make it hard to know which jobs are really making money.
- ConsultingProject costing, WIP and cash management
- Tech & AIProject ERP, approvals and progress dashboards
SMEs & Family Businesses
Growth has outpaced informal ways of working, and too much still depends on the owner.
- ConsultingFractional CFO, structure and governance
- Tech & AIRight-sized accounting or ERP and practical automation
Technology & Start-ups
Fast growth, investor expectations and a finance function that hasn't caught up.
- ConsultingBusiness plans, financial models and funding preparation
- Tech & AICustom software, integrations and AI capability
E-Commerce
Delivery, returns and platform fees quietly erode margins that look healthy on the surface.
- ConsultingUnit economics, cash flow and operating model
- Tech & AIPlatforms, payment integrations and order automation
Transportation & Logistics
Fuel, fleet and manpower costs move constantly, and it is rarely clear which routes, contracts or vehicles actually make money.
- ConsultingCost per trip, contract profitability and cash-flow planning
- Tech & AIFleet and job tracking, automated invoicing and dashboards
Automotive
Workshops, parts and sales each behave like a separate business - with stock, labour and warranty costs hidden between them.
- ConsultingJob costing, parts margin and departmental profitability
- Tech & AIWorkshop and parts systems with service reminders
Wholesale & Distribution
Volume is high but margins are thin, and credit given to customers quietly becomes the biggest risk in the business.
- ConsultingReceivables, pricing and working-capital control
- Tech & AIInventory, order processing and sales reporting
Diversified Service Groups
Several businesses under one owner, each reporting differently - so the group picture arrives late, if at all.
- ConsultingGroup reporting, governance and Fractional CFO
- Tech & AIMulti-company ERP and consolidated dashboards